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Indian law, explained from the source.

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Guides: Money & banking

UPI

Sent money to the wrong UPI ID? How to get it back

A UPI payment you made by mistake cannot simply be reversed, but your bank can ask the receiver's bank to return it. Here is the complaint route, and what the law says if the receiver refuses.

23 October 2026
Cheque Bounce

Cheque bounced? Your options under Section 138, with the deadlines

A bounced cheque can be a criminal offence under Section 138 of the Negotiable Instruments Act, 1881, but only if you follow strict deadlines: notice within 30 days, then a complaint within one month after the 15-day payment window.

23 October 2026