LEGAL NOTICE UNDER SECTION 138 OF THE NEGOTIABLE INSTRUMENTS ACT, 1881
(REGISTERED POST WITH ACKNOWLEDGEMENT DUE / SPEED POST / EMAIL)

Date: {{ notice_date }}

TO:
{{ recipient_name }}
{{ recipient_address }}
Contact / Email: {{ recipient_contact }}

FROM:
{{ sender_name }}
{{ sender_address }}
Through Counsel: [Advocate Name & Bar Registration No.]

SUBJECT: STATUTORY DEMAND NOTICE UNDER SECTION 138 OF THE NEGOTIABLE INSTRUMENTS ACT, 1881 (AS AMENDED) FOR DISHONOUR OF CHEQUE NO. {{ cheque_number }} DATED {{ cheque_date }} FOR RS. {{ cheque_amount }}/- DRAWN ON {{ bank_name }}.

Sir / Madam,

Under instructions from and on behalf of my client {{ sender_name }} (hereinafter referred to as the "Complainant"), I hereby serve upon you this Statutory Legal Notice:

1. That you, the Addressee, approached my client for {{ transaction_purpose }} and in discharge of your legally enforceable debt/liability, you issued Cheque bearing No. {{ cheque_number }} dated {{ cheque_date }} for an amount of Rs. {{ cheque_amount }}/- (Rupees {{ cheque_amount_words }} only) drawn on {{ bank_name }}, {{ bank_branch }}.

2. That on presentation of the aforementioned cheque by my client through their banker {{ client_bank_name }}, the said cheque was returned unpaid / dishonoured by your banker with the return memo dated {{ memo_date }} citing reasons "{{ return_reason }}" (e.g. Funds Insufficient / Account Closed / Refer to Drawer).

3. That you were well aware of the insufficient balance in your account at the time of issuing the cheque, thereby demonstrating fraudulent intent and wrongful gain to yourself causing wrongful loss to my client.

4. ACCORDINGLY, I hereby call upon you through this Statutory Notice to make the payment of the cheque amount of Rs. {{ cheque_amount }}/- (Rupees {{ cheque_amount_words }} only) along with interest @ 18% p.a. within FIFTEEN (15) DAYS from the date of receipt of this notice.

5. PLEASE NOTE that if you fail to remit the said amount within the stipulated statutory period of 15 days, my client shall be constrained to initiate criminal proceedings against you under Section 138 of the Negotiable Instruments Act, 1881, as well as criminal breach of trust and cheating under Section 316 / 318 of Bharatiya Nyaya Sanhita, 2023 (BNS) before the competent Court of Judicial Magistrate / Metropolitan Magistrate at your sole risk, costs, and consequences.

Yours faithfully,

Advocate for the Complainant
[Signature & Seal]